Cook Islands Captive Insurance Company (CICIC) is a captive insurance company established by the Cook Islands Government and the Cook Islands Investment Corporation (CIIC). It is fully licensed by the Financial Supervisory Commission and is wholly owned by CIIC.

CICIC provides tailored insurance solutions designed to support government and public sector entities by improving access to global reinsurance markets, stabilising insurance costs, and retaining greater value within the Cook Islands economy. As a captive insurer, CICIC enables collective risk management and coverage solutions that reflect the unique risk profile of the Cook Islands, including geographic and climate-related exposures.

The company is supported by international insurance and reinsurance partners, including Willis as its global insurance broker, and operates under robust governance, actuarial, and risk management frameworks.

From 1 October 2025, CICIC will begin issuing insurance policies to its initial members, expected to include CIIC Group entities and selected Crown enterprises. Over time, CICIC will build reserves and underwriting capacity to further strengthen financial resilience and long-term risk management capability for the Cook Islands.